Mortgage Calculator

Free Home Loan Estimator & MTG Calc

How to Calculate Your Mortgage Payment

To calculate your monthly mortgage payment, enter your loan amount, interest rate, and loan term into our mortgage calculator. For example, a $200,000 loan with a 4% annual interest rate over 30 years yields a monthly principal and interest payment of approximately $954. Add taxes, insurance, and fees for the total payment.

Enter the loan amount in dollars for your mortgage calculation.

Enter the annual interest rate as a percentage.

Enter the loan term in years.

Enter the annual property tax in dollars (optional).

Enter the annual homeowners insurance in dollars (optional).

Enter the monthly PMI in dollars (optional).

Enter the monthly HOA fees in dollars (optional).

Use this mortgage calculator to compute your monthly payment, total payment, interest, and amortization schedule.

Your Mortgage Estimator Results

Monthly Principal & Interest: $0

Total Monthly Payment: $0

Total Interest Paid: $0

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Mortgage Amortization Schedule

Month Payment Principal Interest Balance