Introduction
Welcome to MortgageeCalculator.com. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website to access our mortgage calculator, home loan estimator, and amortization schedule tools. By using our site, you agree to the terms outlined in this policy.
Last Updated: July 29, 2025
Information We Collect
We collect the following types of information to provide and improve our services:
- Usage Data: We collect data about how you interact with our site, including pages visited, calculator inputs, and links clicked, using cookies and similar technologies.
- Device Information: We may collect details about your device, such as IP address, browser type, operating system, and unique identifiers.
- User-Provided Information: When you use our mortgage calculator, you may input data such as loan amount, interest rate, loan term, property tax, insurance, PMI, or HOA fees. This data is used solely to generate calculations and is not stored unless you explicitly save or submit it (e.g., via a contact form).
- Third-Party Data: We use third-party services (e.g., Google Analytics, Google Adsense, affiliate partners like etfcash.com) to deliver content, advertisements, and recommendations.
Note: We do not collect personally identifiable information unless you voluntarily provide it, such as through a contact form or affiliate link interactions.
How We Use Your Information
We use your information to:
- Provide mortgage calculations, amortization schedules, and home loan estimations through our calculator tools.
- Display relevant advertisements through Google Adsense and other ad networks.
- Analyze site usage to improve functionality and user experience.
- Respond to inquiries submitted via contact forms.
- Comply with legal obligations and protect our rights.
Advertising and Cookies
We use Google Adsense and other third-party advertising services to display ads. These services may use cookies and similar technologies to serve personalized ads based on your interests and browsing behavior. You can manage your ad preferences through Google’s Ad Settings.
We use cookies to enhance your experience, such as remembering your preferences and enabling analytics. For users in the European Union, we provide a cookie consent tool (if applicable) to comply with GDPR requirements. You can also control cookie settings through your browser.
Google Adsense Compliance: As required by Google, we disclose that third-party vendors, including Google, use cookies to serve ads based on prior visits to our site or other websites. Users may opt out of personalized advertising by visiting Google Ads Settings or www.aboutads.info.
Affiliate Disclosure
MortgageeCalculator.com participates in affiliate marketing programs, including partnerships with etfcash.com and credit repair services. When you click on our affiliate links (e.g., links to etfcash.com or credit repair services) and make a qualifying purchase, we may earn a commission at no additional cost to you. Clicking these links may share limited data (e.g., referral IDs) with our affiliate partners to track the referral, but this does not include personally identifiable information unless you provide it directly to them. This helps us maintain and update our content to serve you better.
Sharing Your Information
We do not sell your personal information. We may share your data with:
- Service Providers: Third-party providers (e.g., Google Analytics, ad networks) who assist in operating our site.
- Affiliates: Clicking on affiliate links (e.g., etfcash.com, credit repair services) may share limited data (e.g., referral IDs) with partners. This does not include personally identifiable information unless you provide it directly to them.
- Legal Authorities: When required by law or to protect our rights and safety.
Your Choices
You have the following options regarding your data:
- Cookies: Adjust your browser settings to block or delete cookies, or use opt-out tools provided by ad networks. EU users can manage preferences via our cookie consent tool (if applicable).
- Opt-Out of Personalized Ads: Visit Google Ads Settings or NAI Opt-Out to limit ad tracking.
- Contact Information: If you provide personal information through a contact form, you can request its deletion by contacting us.
Data Security
We implement reasonable security measures to protect your information. However, no online system is completely secure, and we cannot guarantee absolute security.
Third-Party Links
Our site includes links to third-party websites, such as etfcash.com, credit repair services, Bank of America, Chase Bank, and Wells Fargo. We are not responsible for their privacy practices. Please review their policies before sharing personal information.
GDPR Compliance (For EU Users)
For users in the European Union, we comply with the General Data Protection Regulation (GDPR). You have the right to access, correct, or delete your personal data, and to object to or restrict certain processing. Contact us to exercise these rights. Our use of cookies and analytics is disclosed above, and we provide options to manage your consent.
Children’s Privacy
Our services are not directed to individuals under 13. We do not knowingly collect personal information from children. If you believe we have collected such data, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our site constitutes acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us at midasbrands1 [at} gmail.com.